It never cost you one cent more to have your own agent working on your BEHALF.
It never cost you one cent more to have your own agent working on your BEHALF.
When we are young our responsibilities are high, we have mortgages, young children, and a life time of income that a surviving spouse would miss. As life goes by those needs may change as money for college educations, weddings, retirement income, and even long term care start becoming real needs. Solutions to these needs, and many more, can be met with creative and modern life insurance products for all ages.
...85 percent of consumers agree that most people need life insurance, yet just 62 percent say they have it.*
* Source: LIMRA’s Life Insurance Barometer Study 2013
Final expense life insurance plans can act as a "clean up" fund for those unexpected expenses following the death of a loved one. Expenses such as the final utility bills, mortgage payments, un-paid taxes, and even expenses not included in today's pre-paid funeral plans can be an unexpected expense.
AVERAGE COST OF FINAL EXPENSES:
Transfer of Deceased $250
Professional Services $1,817
Embalming $628
Casket & Vault $3,490
Memorial Service $125
Hearse $275
Facilities Charge $845
Graveside Service $325
TOTAL AVERAGE EXPENSES $7,755
Other cash payments, including cemetery plot, headstone, etc. $2,500
TOTAL COST $10,255*
Check out our free life insurance quote tool, we have plans for anyone regardless of health, and because we're brokers we'll find you the most affordable plan around.
Click here to find the average cost of a funeral in your area.
Modern Universal Life and Term Life plans now offer benefits not only at death, but in the event of critical illness, chronic illness, or a terminal illness... life insurance that pays if you don't die!
Indexed Universal Life Insurance explained.
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