Are you prepared for the coming changes in Medicare?
Open Enrollment Period is October 15th through December 7th each year. The coming Open Enrollment Period promises to be one of the most disruptive in many years, possibly ever. Changes brought on by the Inflation Reduction Act taking effect in 2025 will require companies to cover the cost of medications for Medicare enrollees once they reach $2,000 in spending for the year. Companies are scrambling to reduce their cost obligations and these actions include eliminating agent commissions, tightening formularies, and in some cases leaving the Medicare market. How will these changes affect you? Remember it never costs you one cent more to speak with our Medicare agents and have them walk you through picking the best plan for you based on your medication and pharmacy preferences.
Medicare Insurance, need help?
Medicare insurance can be confusing, we are experienced Medicare agents in Lafayette Indiana, but have clients in Illinios, Michigan, and Texas as well. We specialize in all aspects of Medicare insurance and can help with questions like, “When do I sign up?”, “Whats’ the difference between Medicare supplement insurance and Medicare advantage plans?”, “Do I need a separate Medicare Part D drug plan?” All the various types of Medicare insurance plans can make deciding on the right plan for you very difficult, let us help you get started off on the right foot and find the right plan for you. Give us a call, or stop in, we are always glad to help.
Medicare Supplements
Medicare Advantage
Medicare Part D
Medicare 101 – Everything you need to know
Run a FREE online Medicare Supplement Quote
Find the right Medicare Advantage – Part D for you
Take our free survey and we will do the work for you. Just fill out the survey and we will contact you soon with the right plan for you. We NEVER charge for our services!
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Use your phone to access our survey
Want to spred out your cost?
The Medicare Prescription Payment Plan is a new payment option in the prescription drug law that works with your current drug coverage to help you manage your out-of-pocket costs for drugs covered by your plan by spreading them across the calendar year (January–December). Starting in 2025, anyone with a Medicare drug plan or Medicare health plan with drug coverage (like a Medicare Advantage Plan with drug coverage) can use this payment option. All plans offer this payment option, and participation is voluntary.
Helpful Links
Try the new Blue Button
Now you can find all of your Medicare info for the year on the Medicare.gov site. Doctors, medications, and status of your claims can be found.
Do you qualify for QMB?
The Qualified Medicare Beneficiary (QMB) Program is one of the four Medicare Savings Programs that allows you to get help from your state to pay your Medicare premiums.
Help with drug cost
Having trouble making ends meet? See if you qualify for the Extra Help program.
Social Security online
Sign up for the Social Security website and save yourself a drive to their offices for basic services.
Medicare and You
Haven’t received you Medicare and you handbook? download a free copy here
Click here to find out more about Indiana Pathways on Aging
Pick an option below for a free one on one consultation
Currently, we represent 10 organizations which offer 63 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.
We are a full service Life/Health/Retirment Planning agency located in Lafayette Indiana, although we are licensed to do business in Illinios, Michigan, and Texas as well. We strive to have one of the largest portfolios available to independant agencies like ours so that we can always offer our clients the best value for thier hard earned money.